CAPITAL SOLUTIONS / 02

Revenue-Based Financing

Revenue-Based Financing

Revenue-Based Financing

A financing option designed to be considered in the context of business operating performance and revenue patterns.

A financing option designed to be considered in the context of business operating performance and revenue patterns.

IN PLAIN ENGLISH

A way to discuss capital through the rhythm of your business.

A way to discuss capital through the rhythm of your business.

Revenue-based financing is a category of business financing that may be discussed alongside a company’s operating performance and revenue patterns. At Capital Republic, the starting point is a conversation about what your business is working toward and what is driving the capital need.

DOCUMENTS REVIEWED

We review your basic business information, requested financing amount, intended use of funds, and recent business bank statements.

POTENTIAL USE CASES

Capital conversations connected to the next move.

Capital conversations connected to the next move.

The following are examples of business needs to discuss with our team—not promises of availability or fit.

01

Growth initiatives

A business may want to discuss a planned expansion, a new location, or another next-stage initiative.

02

Marketing investment

A team may be evaluating how to support a marketing plan with the right capital conversation.

03

Inventory planning

A company may be preparing for inventory needs that are tied to an upcoming operating cycle.

04

Working capital

A team may be looking at current operating needs and the timing of a specific business opportunity.

WHO IT MAY BE APPROPRIATE FOR

A considered conversation, not a checklist.

A considered conversation, not a checklist.

This solution may be worth discussing for established businesses that are evaluating a capital need in relation to operations, growth plans, or revenue activity. Our team can help frame the conversation around the opportunity in front of you.

QUICK ACCESS

Financing decisions are typically made within 24–48 hours after receiving a complete application and all required documentation.

HOW THE PROCESS WORKS

A clear starting point for a capital conversation.

A clear starting point for a capital conversation.

Each step is focused on understanding the business context and what you are trying to accomplish.

01

Start with the opportunity

Start with the opportunity

Share the business context, capital need, and timing you are considering.

Share the business context, capital need, and timing you are considering.

02

Review the operating picture

Review the operating picture

Our team reviews the information available and the purpose behind the request.

Our team reviews the information available and the purpose behind the request.

03

Discuss available options

Discuss available options

Consider appropriate next steps in relation to the opportunity and business context.

Consider appropriate next steps in relation to the opportunity and business context.

04

Move forward with clarity

Move forward with clarity

Continue only when there is a clear understanding of the path in front of you.

Continue only when there is a clear understanding of the path in front of you.

INFORMATION TO PREPARE

Bring the business story, not just the request.

Bring the business story, not just the request.

A useful first conversation starts with context. The specific information requested should be confirmed by the Capital Republic team.

Your business and current operating context

The objective and timing behind the capital need

Information that helps describe operating performance

Additional information requested by the team

BANKS SAY NO, WE SAY YES!

FREQUENTLY ASKED QUESTIONS

A practical starting point.

A practical starting point.

Specific product terms, availability, and requirements should always be confirmed with our team.

Specific product terms, availability, and requirements should always be confirmed with our team.

RELATED SOLUTIONS

Explore the wider capital toolkit.

Explore the wider capital toolkit.

Different opportunities may call for a different capital conversation.

Different opportunities may call for a different capital conversation.

READY WHEN THE TIMING IS RIGHT

Start with the opportunity in front of you.

Start with the opportunity in front of you.

Talk with a Capital Republic team member about the business context and the capital objective you are considering.

Talk with a Capital Republic team member about the business context and the capital objective you are considering.